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When you’re involved in a car accident, the last thing you want to do is decipher confusing insurance terms. But understanding med pay vs liability coverage can make a significant difference when it comes to protecting yourself—and your wallet. In California, drivers must carry certain types of insurance, but many people don’t realize that not […]

After a car accident, it’s common for insurance companies to reach out quickly—sometimes within a few hours—asking for a recorded statement. They may say it’s “routine” or that it will help move your claim forward. With everything happening at once, you might feel pressured to cooperate. But agreeing to a recorded conversation can put you […]

If you’ve ever been involved in a car accident, you know how quickly everything becomes a blur—exchanging information, checking for injuries, calling a tow truck. Amid all that chaos, it’s easy to forget one key step: a police report. So, let’s suppose you didn’t call the authorities; can you file an insurance claim without a […]