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TL;DR​: Underinsured motorist coverage helps protect injured victims when the at-fault driver’s insurance isn’t enough to cover injuries. It’s not required in California, but it’s often worth having—especially given how low minimum insurance limits are. If you’re hit by an underinsured driver, your own policy may help cover medical bills, pain and suffering, and lost […]

TL;DRFrom paying medical bills to negotiating settlements, insurance plays a major role in personal injury claims. But insurance companies aren’t necessarily on your side; their primary focus is on limiting payouts. Understanding how insurance works in personal injury cases (and when to bring in an attorney) can make a huge difference in whether you receive […]

TL;DRBlack box data is one of the most powerful tools in a truck accident lawsuit. These devices record important details such as the truck’s speed, braking, engine performance, and the driver’s behavior right before a crash. Such information can help prove liability and push back against insurance companies that try to downplay what happened. Table […]